I don’t need a loan, please don’t get personal!


“Hello Mr. Mayur Pathak Sir, good morning I’m Neetu calling from ICICI Bank personal loan department. Is it a good time to talk to you sir?”

“No… I mean, whats it regarding?”

“Well sir I see you have an account with ICICI Bank and also hold a Citibank Platinum card along with a Manhattan platinum card… On the same sir our bank is offering you a personal loan of..”

“Heck, how do you know all that? And where did you get my mobile number from?”

“Well sir, we have a database. Anyway sir, we can provide you a personal loan upto 7 lacs INR. Do you…”

“Not interested, and please…”

“Very well sir, can you give me a reference?”

“So that you can poach him?, no way. Thanks for calling, bye!”

So how many of you have received such calls and for how many times a week… or perhaps a day? Too many? I don’t know from where do these guys get our personal information. But one thing is for sure, all these ICICI, Barclay’s, Citi, GE Money and others have got an access to our personal information. Its very scary!

Can some body teach these banks how to market their personal loans? Getting personal with the client is surely not the way. I don’t need a loan, please don’t get personal!

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4 thoughts on “I don’t need a loan, please don’t get personal!

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